Payment journey observability for engineering, support, and finance

Understand every payment journey from signal to business impact

Cirklia turns fragmented merchant, PSP, and system events into a live payment overview, searchable evidence trail, and finance-ready insight for every transaction.

Get early access
Search
Find events by payment, reference, or correlation key
Timeline
See merchant, PSP, and system signals together
Any PSP
Merchant events from any PSP; webhooks start with Adyen and Stripe
API keys
Tenant-scoped event ingestion

Payment overview

Monitor payment health, spot missing signals, investigate unresolved journeys, and understand payment performance across providers.

Provider
All providers
From
2026-04-26
To
2026-05-03

Observed payments

1,248

1,248

Unique payments seen during the selected period.

Redirect initiation

1,116

1,116

Payments that sent the customer to an external payment page.

Return completion

1,074

1,074

Redirected payments where the customer returned to the merchant site.

Missing returns

42

42

Redirected payments where no customer return has been seen yet.

Late confirmations

18

18

Payments still waiting for the provider final confirmation.

Unresolved outcomes

11

11

Payments where the final result is not known yet.

Median resolution

6m

6m

Typical time for a payment journey to reach a final result.

Needs attention

Open signals

Customer returns are missing

Cirklia keeps expected return signals visible until the journey is complete.

Provider health can be reviewed by source

Use provider, source, and status filters to understand where journeys need attention.

Payment journey

Tracked signals

Redirect initiation89%
Return completion86%
Missing returns3.4%
Late confirmations1.4%
Unresolved outcomes0.9%

Provider health

Provider dimensions

Group payment journeys by the provider field you send.

Compare provider health for business and finance reviews.

Merchant-side event ingestion accepts any PSP. Native webhook ingestion currently supports Adyen and Stripe, with more planned.

Open issues

Open gaps

Payment stuck in redirect

Customer return expectation

24

Confirmation overdue

Provider terminal confirmation

18

Status contradiction

Conflicting payment states

3

Time to resolve

Latency buckets

0-2m
824
2-5m
308
5-15m
88
15m+
28
Actual Cirklia product

Show every team exactly where the payment stands

Use the real workspace to move from noisy payment events to a confident answer: what happened, what is missing, what it means for the business, and what to do next.

1 trail
Merchant, PSP, and system signals together
Search
Find events and open the full journey
API keys
Tenant-scoped event ingestion

Payment overview that feels like mission control

Needs attention

Spot missing returns, overdue confirmations, unresolved outcomes, provider health, resolution latency, and business-impact patterns from one customizable dashboard.

app.cirklia.com/overview
Cirklia payment overview dashboard with journey metrics and provider health widgets

Payment questions rarely belong to one team

A single checkout can cross your backend, a redirect page, a PSP, webhook delivery, support queues, and finance reconciliation. Cirklia gives every team the same payment truth.

Engineers search by five different IDs

Payment ID, merchant reference, PSP reference, trace ID, and raw event names often live in different tools when an incident starts.

States contradict each other

A merchant system can say pending while the PSP says failed or succeeded. Cirklia highlights inconsistent journeys for review.

Returns and confirmations go missing

Redirect flows need expected next signals. Cirklia tracks stuck redirects, overdue confirmations, and incomplete journeys.

Support and finance need the same evidence

Customer explanations, unresolved revenue, failure categories, raw payloads, and related events stay attached to the payment timeline.

"The hard part is not receiving a webhook. It is proving what happened before it, after it, and what signal never arrived."

Payment operations lead
Multi-provider merchant team
What the portal does today

One payment workspace for technical and business teams

The Cirklia portal combines a payment health dashboard, event explorer, timeline investigation view, finance-facing provider insight, and developer tooling for event ingestion.

Live payment overview

Track observed payments, redirect initiation, return completion, missing returns, late confirmations, unknown outcomes, provider performance, and resolution latency.

Event search and raw detail

Search by event, payment, merchant reference, or correlation key, then inspect metadata, raw payload, source, status, latency, and failure reason.

Journey timeline and gaps

Open any payment to see related events, current state, confidence, expected next signals, missing signals, customer-ready context, and finance-relevant evidence.

Developer ingestion controls

Create and revoke tenant API keys, test POST /api/event-ingestion/v1, preview headers and payloads, and copy ready-to-run cURL requests.

</>
SDKs or direct API

Start with the minimum canonical event: source, status, timestamp, and one payment correlation key.

POST /api/event-ingestion/v1
X-API-Key
import { CirkliaClient } from "@cirklia/sdk";

const cirklia = new CirkliaClient({
  apiKey: process.env.CIRKLIA_API_KEY,
});

await cirklia.eventIngestion.publish({
  source: "PSP",
  payment_id: "pay_29aKx8mN",
  status: "AUTHORIZED",
  timestamp: new Date().toISOString(),
});

Prefer plain HTTP? Send the same payload directly to POST /api/event-ingestion/v1 with your tenant X-API-Key. SDKs are a convenience layer, not a requirement, and full integration docs are provided for both paths.

From event ingestion to payment answers

Cirklia follows the same workflow your team uses during an incident or payment review, but keeps it structured and searchable from the start.

01

Publish payment events

Send merchant-side events for any PSP through the ingestion API. For native webhook ingestion, Cirklia currently accepts Adyen and Stripe while support expands.

payment.createdMerchant
charge.succeededStripe
payment.capturedAdyen
02

Correlate references

Payment ID, merchant reference, PSP reference, trace ID, and correlation keys are grouped into one journey.

A
B
C
03

Rebuild the journey

Events are ordered into a payment timeline with state, health, confidence, raw payloads, and related event detail.

14:32:01
14:32:02
14:32:05
04

Surface open gaps

The dashboard highlights missing returns, overdue confirmations, unresolved outcomes, provider-level patterns, inconsistent signals, and business-impact trends.

!Confirmation overdue

Expected PSP terminal confirmation has not arrived yet

Product surfaces every payment team can use today

Every section mirrors a real Cirklia portal workflow, from engineering diagnosis to support explanation and finance review.

Customizable payment overview

Show, hide, resize, collapse, and reorder dashboard widgets for journey rates, provider health, open issues, gap reasons, and latency.

Searchable event ledger

Filter events by status, source, provider, and date range, then inspect raw payloads and metadata without jumping tools.

Priority insights

Spot elevated failure rates, missing returns, overdue confirmations, unresolved outcomes, provider-specific regressions, and payment-business trends.

Payment timeline view

See merchant events, PSP events, system expectations, missing signals, and related events in one journey support can explain and engineers can act on.

Ingestion tester

Build a sample event, validate JSON fields, switch between bearer and X-API-Key auth, preview the request, and inspect the response.

Tenant-scoped API keys

Create, copy once, monitor, and revoke ingestion keys scoped to the selected organization.

A payment investigation in Cirklia

The portal is designed for the moment support, engineering, and finance need the same evidence trail and the same answer.

Without Cirklia

Step 1 - Support receives: The customer returned from checkout, but the order is still pending.

Step 2 - An engineer checks one PSP dashboard and finds only part of the story.

Step 3 - The internal database has a different state from the provider.

Step 4 - Logs show webhook retries, but not whether the expected terminal confirmation arrived.

Step 5 - The team manually pieces together IDs and raw payloads before deciding what to do.

Investigation model:Manual reconstruction

With Cirklia

Step 1 - Support searches the payment, merchant reference, or correlation key.

Step 2 - The full journey opens with current state, confidence, gaps, and related events.

!Expected signal still open

Customer return was seen, but the PSP terminal confirmation is overdue. The raw payload and source metadata are attached.

Step 3 - Engineering knows which system needs follow-up, support can explain the status, and finance can see the operational impact with evidence.

Investigation model:Structured evidence trail
Manual reconstructionStructured evidence trailone evidence trail for the team

Why Cirklia instead of another dashboard?

General observability tools see logs. PSP dashboards see their own side. BI tools see late summaries. Cirklia models the payment journey itself.

ToolJourney timelineReference correlationExpected-signal gapsTenant ingestion controls
Server logs
PSP dashboardsProvider-only
APM / log toolsManual
Custom internal toolPossibleOngoing maintenanceOngoing maintenanceOngoing maintenance
Cirklia

Why not build it internally?

You can build a payment event model, API key management, ingestion testing, event search, journey timelines, expectation tracking, provider health analytics, and business-facing payment views yourself. That is a real product surface, not a quick dashboard.

Cirklia gives teams a focused payment observability layer while engineers keep improving the payment experience and business teams get clearer payment insight.

Product direction

From observability to operational correction

Today
Journey observability

Monitor payment health, inspect events, track missing signals, and manage ingestion.

Next
Reconciliation workflows

Use structured payment journeys as the foundation for finance-grade reconciliation and correction.

Once every event, expectation, and provider signal is structured, teams can move from explaining issues to preventing repeat operational and financial drift.

Frequently asked questions

Direct answers for teams evaluating Cirklia.

Request contact

Request early access to Cirklia

Tell us a little about your payment stack and where visibility breaks down. We will follow up with a focused walkthrough.

We will use your message only to respond to your request.